Free, AI-powered income trades every week, with the odds, the risk and the exit plan worked out for you.
Every trade is picked by Bell Curve's proprietary AI-powered research engine, rated with the Bell Curve Income Score, and comes with exactly when to take profit and when to get out.
Reward, measured against risk
Anyone can promise 10% a month. It isn't careful and it doesn't last. We go after smaller, steadier wins with high odds, and we decide in advance how much we're willing to lose.
The Bell Curve Income Score
One number from 1 to 10 that answers a simple question: is this trade worth the risk if you follow the plan? Higher is better.
What goes into it
The Bell Curve Income Score comes from our proprietary, AI-powered algorithm. It weighs each trade's expiry, its time value and our experience of how trades like it behave, and balances risk against value to optimize profitability. Only trades it expects to make money after fees are published.
Low, Moderate and High risk
- Low The price has a wide cushion and our simulations rarely hit the planned exit.
- Moderate A reasonable cushion, but the exit is reached more often.
- High A thin cushion, or the exit is reached often enough that position size matters a lot.
Risk labels compare ideas with each other. Every idea can still lose its full capital at risk if the market gaps past the exit.
The plan behind every idea
What these trades cost to run
The weekly ideas are free. Your broker and the exchanges charge for each trade, and those costs come out of your profit, so every number on Bell Curve is shown after an estimate of them.
Trading costs
| Cost | What it is | Typical size |
|---|---|---|
| Commission | Your broker's charge per option contract, on the way in and again on the way out. | $0–$0.65 per contract |
| Index option fee | An extra exchange fee on index options such as SPX. ETF options like SPY and QQQ don't carry it. | tens of cents per contract |
| Regulatory fees | Small industry fees per contract, plus transaction fees when you sell. | a few cents |
| Bid/ask spread | The gap between buying and selling prices. We price at the midpoint; your fill may be a few cents worse per contract. | often the largest cost |
| Assignment | If an ETF option is exercised against you, some brokers charge a fee and deliver shares. | $0–$20 per event |
A worked example
Capital, not just fees
Each idea ties up its capital at risk in your account until you close it. That is the most you can lose on one contract, and it is the base for the return targets we show.
How option income is taxed
General education for US individual taxpayers, not tax advice. Rules change and depend on your situation, so confirm with a tax professional before you trade. This page is pending review by a CPA.
Index fund options: SPY, QQQ, IWM
These are equity options. When you sell an option and later buy it back or let it expire, the gain or loss is generally short-term, however long you held it, so it is taxed at your ordinary income rate.
Index options: SPX
Broad-based index options are generally Section 1256 contracts. Gains and losses are treated as 60% long-term and 40% short-term regardless of holding period, which usually means a lower blended rate. Positions still open on December 31 are treated as sold at their market value, and everything is reported on IRS Form 6781.
Things that catch people out
- Wash sales. Closing an ETF option at a loss and opening a substantially identical one within 30 days can defer the loss.
- Straddle rules. Losses on one leg of a spread can be deferred while an offsetting leg stays open.
- Assignment. If an ETF option is exercised, the premium adjusts the cost basis or sale price of the shares instead of being reported separately.
- Retirement accounts. In an IRA, gains aren't taxed when they happen. Many brokers allow defined-risk spreads there once you have approval.
Each idea on Bell Curve shows a short tax note so you know which group it belongs to.
Track record
Every week we follow our top trades as if we had placed them. Each one is entered at the closing midpoint on the Monday of its week, checked at every close against the same take-profit and exit rules shown on each idea, and settled at expiry if neither is reached. Win or lose, nothing is removed.
We run it as one paper account that started with $25,000. Each Monday the cash that's free goes into that week's trades; money still tied up in open trades stays there until they close, and profits roll into the following weeks.
These are hypothetical, paper-traded results with no real money. Real fills, fees and timing will differ, and past results do not guarantee future results.
Built for people who want income, not excitement
Bell Curve Partners is built on a simple idea: income from options should come with the odds shown up front, an exit decided before you enter, and every result published. Small, steady trades instead of big promises.
What we believe
- Show the risk first. Every trade shows what you can lose before what you can make.
- Plan the exit before the entry. Take-profit and exit prices are set the day the trade is published.
- Publish everything. Every trade we follow stays in the track record, win or lose.
Contact
Questions or feedback: partner@bellcurvepartners.com